HSBC Scheme
Eligibility
The Home Insurance Policy which is being made available to the HSBC Bank Malta customers having a Home Loan, Home Owner Loan, mortgagor(s) and/or party(ies) serving as guarantors who can opt to join the policy in lieu of arranging their own buildings insurance.
What’s Covered
Buildings
Buildings situated at various locations in the Maltese Islands are insured against unexpected and unintended damage caused suddenly and which has not been caused on purpose.
The policy covers the cost of rebuilding the Home including an allowance for Architects’ and surveyors’ fees, site clearance costs, propping up, or supporting part of Your Building and meeting any government or local Authority requirements.
Benefit Highlights
HSBC Customers are entitled to a wide range of benefits which exceed the standard cover found in the local Insurance market. This insurance covers the Buildings against :
- Fire, Smoke, Lightning, explosion or earthquake
- Aircraft and other flying devices or items dropped therefrom
- Tempest, storm or flood
- Escape of Water
- Theft or attempted theft
- Collision by vehicle or animal
- Riot, strike, civil commotion
- Subsidence or Landslide
- Breakage or Collapse of Satellite Dishes, Aerials, Air-Conditions or PVs
- Accidental Damage to Buildings, Fixed Glass and Sanitary Ware
- Trace and Access
- Terrorism
- Replacement of Locks
- Garden Cover
This is subject to the different limits, terms, conditions and exclusions detail of which can be found in the ‘Relevant Documents’ section.
Relevant Documents
Key Contacts
To enquire on a claim please contact:
Pearl Micallef
Assistant Divisional Director
Dip MGT
To enquire on your policy please contact:
Mark Anthony Fenech
Assistant Divisional Director
Dip CII, CII Award